Development
€490 one-off payment
1 development, 60 units, 12 months, 2 seats
- Sheets and unit pages for the development
- Regenerations for 12 months
- 1 brand kit
The complete rental audit before you borrow for 20 years.
The only rental investment simulator that compares all applicable tax regimes and projects all the way to the end of your mortgage.
Real yield, net cash flow, AI analysis — in 30 seconds.
What RentValo changes in
Without RentValo
With RentValo
It looks like a good investment
Gross yield 4.9% — cash flow +€452/month (Toulouse, cash purchase)
The property seems profitable
Real effort: €317/month (Nantes €200k — SCI IR)
LMNP is probably interesting
LMNP réel reduces effort to €63/month — 5× less than micro-BIC
I think the rent covers the mortgage
House share +€282/month net cash flow after mortgage and charges
Not sure which tax regime is best
Most favourable regime over 20 years (net resale proceeds + cumulative cash flow) identified in 30 sec
How it works
Simple. Fast.
1
Enter your property
Price, city, rent, rental type, mortgage, charges. The guided form takes 2 minutes.
2
Analysis runs
All applicable tax regimes compared, 20-year projection, IRR (Internal Rate of Return, annualised return on your deposit), NPV, and Lylia analyses your file.
3
Decide with confidence
Download the PDF report. Share it with your notary or accountant.
The features
Six modules.
All applicable tax regimes compared automatically
Micro-foncier, LMNP réel, LMP, SCI IS/IR, Loc'Avantages, Pinel… RentValo computes and ranks all applicable tax regimes in 30 seconds.
Lylia, your AI analyst
Strengths, weaknesses, points to watch, questions to ask. Lylia reviews your simulation across 4 dimensions and turns the numbers into a clear read.
10/20-year projection + resale analysis
See how your equity builds, your break-even point, the optimal year to sell and the equity IRR across the full holding period.
EPC built in + renovation works
Enter the EPC rating, estimate the works and project profitability after renovation. Automatic alerts on the French letting bans (G: 2025, F: 2028, E: 2034).
Full mortgage simulator
Rate, term, down payment, borrower insurance, partial or full grace period. Amortisation schedule included. Net monthly cash flow after loan and tax.
AI listing import
Paste the text of a LeBonCoin, SeLoger or Bien’ici listing. The AI extracts the price, floor area, EPC rating and location automatically.
Case studies
3 examples
Figures calculated using RentValo formulas — real gross yields, cash flows and tax.
Cash purchaseMaximum cash flow
Furnished studio — Toulouse (31)
Purchase price€120,000
Deposit€134,400 (cash)
Rent€600/month
Gross yield4.9%
Monthly cash flow+€452/month
Most favourable over 20 yearsLMNP réel
💡 No mortgage = immediate cash flow. Ideal for converting dormant savings.
House shareMortgage covered
3-bed house share — Bordeaux (33)
Purchase price€180,000
Deposit€75,600
Rent€1,400/month (3 rooms)
Gross yield8.3%
Monthly cash flow+€282/month
Monthly repayment€706/month
💡 House sharing multiplies rent by 1.8×. Mortgage covered from month 1.
LMNP actual-expensesTax optimisation
Furnished 2-bed — Nantes (44)
Purchase price€160,000
Deposit€59,200
Rent€820/month
LMNP actual effort€63/month
vs micro-BIC€162/month
Wealth at 20 yrs+€205,000
💡 LMNP actual-expenses reduces monthly effort by 61% thanks to depreciation.
Why you can trust us
Verifiable .
Here's how.
Official DVF data
Transaction prices from the French government's Demandes de Valeurs Foncières (data.gouv.fr). No proprietary estimates.
Auditable calculations
Every figure shown is broken down line by line. You see exactly how cash flow and tax are calculated.
State-of-the-art AI
Lylia analysis is powered by a state-of-the-art AI model — not a generic chatbot. Trained on your complete file.
2026 tax rules included
LMNP capital gains reform, LMP 151 septies exemption, progressive IR allowances at 22 and 30 years — all natively integrated.
Pricing
Start for
Pay when you need it.
You're about to commit €200,000. Paying 13 € to know whether it's truly profitable is the easiest decision of your investment.
Free
0 €
Free signup · No credit card
- All applicable tax regimes comparator
- Full simulation
- 10-year projection
- Lylia AI preview (Strengths / Weaknesses)
Pay-as-you-go
13 €
/ analysis (no subscription)
- Everything in Free, plus:
- Full Lylia analysis in 4 blocks
- Projection to end of mortgage
- IRR · NPV · Full net balance
- PDF report export
- Save your simulation
- Banking PDF option (+9 €)
Most popular
Pack of 5 analyses
35 €
/ pack — just €7 / analysis
- 5 in-depth analysis credits
- Lylia AI included on each
- Standard PDF export on each
- Credits never expire
- Banking PDF option (+9 € each)
Investor
29 €
/ month
- 20 in-depth analyses per month
- Full Lylia AI on each
- Standard + banking PDFs included
- Simulation history
Pro
99 €
/ month
- 100 in-depth analyses per month per seat (agencies, wealth advisers, property dealers)
- White label and client files
- 30-day trial, no card
Recommended for teams
Group Practice
290 €
/ month · flat rate, 6 seats
- 6 advisor seats included
- 3 white-label brands
- 100 in-depth analyses per seat per month
- Shared firm workspace
Group Practice International
390 €
/ month · flat rate, 12 seats
- Everything in Group Practice
- 12 advisor seats included
- Cross-border analyses included
Developer
€290 /month
or €2,900 per year · 3 seats
- Unlimited developments and units
- 1 brand kit
- “Simulation by RentValo” mention
Developer Group
€790 /month
or €7,900 per year · 10 seats
- Unlimited developments and units
- Up to 3 brands
- RentValo mention removable
Every plan starts with a 30-day free trial, no card required (1 development, 5 units). TVA non applicable, art. 293 B du CGI.
Concierge
€39 /month
or €390 a year · 3 seats
- Up to 50 studies per month
- PDF studies under your brand
- 1 brand kit, RentValo mention on the studies
30-day trial, no credit card: 5 studies, marked “trial”. TVA non applicable, art. 293 B du CGI. Plan reserved for professionals, governed by article 2 ter of the terms and conditions of sale.
Frequently asked questions
Your , our answers
RentValo compares all applicable tax regimes (LMNP réel, micro-BIC, SCI IR, SCI IS, LMP and more) using purchase price, rent, real charges, mortgage and marginal tax rate. Results — gross/net yield, monthly cash flow, 20-year projection, IRR and NPV — are calculated in TypeScript server-side. Lylia AI analyses these results; it does not calculate them.
Have another question?
Contact support